dank cripple: May 2012

Thursday, May 31, 2012

Jury ends eighth day of talks in Edwards campaign finance trial (reuters)

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Peruvian police arrest mayor over mining protests

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Research Well Before You Select Floor for Your House ~ Home ...

At the time of renovations people always bother about decoration, wall colors or many other small things and little attention is given to floor designs. But concepts are changing. Latest floor designs are spectacular and can give each room a new refreshing look. Recent fashion for floors in Edmonton is inspired from every phase of life and you will find every possible colors, designs and types.

There are enough options to give your old house a totally reformed look. But before you set out to purchase necessary materials for floors a few things you must remember.

Types of floors:

It is not that a particular type of floor has to be used for entire home. If you have selected carpet floors for your rooms you cannot install that in your bathroom or in kitchen. Carpet floors can be damaged by water. So, it is best to know from the manufacturer whether the floor you have selected is ideal for the entire house or not.

Budget

You must have made a budget for the renovation. Search a flooring type that will come within your budget. It is also important to take into account installation charges while estimating budget. While you can install some floors yourself, but will require professional?s assistance to install a few of them.

Maintenance

Maintenance is important to keep up the look of the floor. But manufacturers can only guide you how you can best manage floors. Processes do differ from one another. Try to follow manufacturer?s instructions then there should not be any problem as such.

Installation

Installation of some types is pretty easy and you do not require hiring an expert for that. You will definitely enjoy installing the floor yourself. But there are types which you cannot install without professionals. If your house is big enough it is best to appoint an expert. Otherwise it will be time consuming and laborious project for you.

Follow the current trends of Flooring in Edmonton and research well what types will be perfect for your house. Go for the one that will suit your personality, offers you comfort and enhance appeal of the rooms.

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Cosmetic Surgery Cost - Beauty, Health and Fitness

31 May 2012 o 5:48 | cosmetics
Autor: admin |

Liposuction is a fad that women have partaken in for years and many are very aware of what cosmetic surgery cost.? Celebrities such as Nicki Minaj, Kim Kardashian, and Lil Kim all have one or more than one things in common, depending on how you look on it.? All these celebs have all done one form of cosmetic surgery or another.? Cosmetic surgery is something that every woman knows about; whether, they have done it or not but plastic surgery has always been a no, no for men and very few men were interested in knowing what a tummy tuck cost.? However, with time, everything changes and now, men are raving about cosmetic surgery and are doing it just as often as women. ?

However, which men do cosmetic surgery and is it still something of a taboo?

We all know that if you are trying to get into the spotlight, you will need to look your best.? This known fact happens to be one of the major reasons why men worry about cosmetic surgery cost and put all the looks and glare from people behind them and go ahead and have plastic surgeries.? While men are not shelling out their hard earned cash for an enlarged breast area, they are indeed spending their money on cosmetic surgery no matter the cost.? There are popular procedures that men have been known to spend their money on and below, you will learn of the most popular ones.? However, while cosmetic surgery cost has a lot of men talking, this subject is still very touchy for most men and it remains a taboo in the larger world of men.

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Wednesday, May 30, 2012

'Laser Comb' May Aid Search for Earth-Like Alien Planets

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Apex home health - HEALTH, BEAUTY & FITNESS

apex home health Test Water for Probable Harmful particles and be sure A Healthy Body Rise in pollution levels has motivated many health organizations to worry on the necessity to test water for suspended contaminants and bacteria. Save your time, money and aggravation. AmericanInsurance911. com offers popular insurance coverage in the state? s top insurance service providers, giving customers more choices to assess. 3. costs lower. Pay attention to the body. Leader Obama has asserted that public medical health insurance for additional People in america is going to be implemented. Whether the organization is among the premium ones or otherwise has apex home health little related to the price. Ongoing professional development is essential in maintaining using the rise in industry along with the alterations in approach. It? s also your responsibility to help keep informed concerning the ever altering legislation recommendations vita and news. apex It? s somewhat considered compulsory for home those to possess medical health insurance and the majority of us attempt apex home health to search for affordable medical health insurance rates to ensure that we are able to get maximum coverage in cheaper rates. Qualifications for State medicaid programs requires people to basically be ? grime poor,? and several people make a lot more than the needed amount, although not enough to obtain private insurance. Competition Companies wouldn? t have to add medical health insurance costs towards the cost of products offered, which makes them competitive with companies in nations with universal healthcare. Overall, the above mentioned information can produce a large difference in discovering the very health best Inexpensive Medical Health Insurance plan. The dietary values of these two types offer a similar experience, however, many study think the whitened might be more healthy. Experts say your system needs 7 to eight hrs of sleep each evening. Phosphorus : 59 mg. After studying the packet, browse the documents which are needed for showing that you? re qualified for that plan. The applying packet provides you with an entire report on vita health the documents which are needed for that medical health insurance benefits. Get all of the needed paraphernalia together for substantiating as necessary documentation and obtain them copied. Keep in mind that the insurance providers hire medical underwriters who review your health background. These two options is probably not the very best medical health insurance choice for everybody because each increases your out- of- pocket medical expenses for everyday health care and preventative exams. Understanding the needs and restrictions of the physiques may be the first prerequisite for just about any sports personality. Consequently, new jobs could be more numerous in health nursing and residential care facilities compared to hospitals, and growth is going to be especially strong in community care facilities for that seniors. States there? s a sense that the nationalized healthcare plan? s the response to our failing healthcare system.

Monday, May 28, 2012

NBA Playoffs: Boston 85, 76ers 75

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Fear of Missing out If Not Using Xanax | Xanax Addiction Help ...

Fear of Missing out If Not Using Xanax Used correctly with a prescription, Xanax treats anxiety or panic attacks, though it may be abused for its euphoric effects or to self-medicate a silent mental health issue, such as depression. Other non-prescription uses for Xanax include smoking or injecting crushed Xanax so that the user feels its effects faster. Most doctors agree Xanax should not be used for longer than 8 weeks and that any more time invites addiction. It?s also commonly used as a quick fix or relief from another drug?s withdrawal symptoms.

The Social Aspect of Xanax Addiction

No matter how it?s abused, Xanax can become a consistent part of an addict?s social life. Many drugs seem to be a social lubricant for heavy users. It can be difficult to give up the drug that has brought you ?friendships? or that makes you the life of the party. The calming effects of Xanax may give you the confidence to be social. It may also help you act ?normal? after using other, possibly stronger, drugs. But using Xanax as a crutch or depending on drugs of any kind to make and keep friends can provide only a surface happiness. You can go to the parties and become friends with other users, but as long as Xanax is the controlling force behind those relationships, inwardly you won?t be true to yourself.

How Xanax Rehabilitation Can Help

Rehab for Xanax addiction can help you rediscover yourself and your potential. There are so many things that you can only do when the foggy effects of Xanax abuse are not clouding your mind. Cognitive Behavioral Therapies will help you avoid the peer pressure and relapse triggers that have kept you focused on continuing your drug abuse. Getting involved in an organization, working on developing new relationships, or focusing on improving your physical health can give you a purpose bigger than your addiction. Use new hobbies and activities to keep busy. Rehab will get you connected with new opportunities to improve your life in every way possible ? social aspects included.

Xanax Addiction Help

So you can get help for an addiction as soon as possible, we keep our toll-free helpline open 24 hours a day. You have nothing to lose. We want you to get the best treatments available. Your insurance benefits may even help cover the costs of rehab. Call today for more information. We know how to help people get sober; all they have to do is call.

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Friday, May 25, 2012

Searching High And Low For The Foods Your Body Needs

Simply changing your eating habits and choosing better snacks can be a great way to ensure that you have proper nutrition. For example, eating nuts and leafy greens more often can help you stay balanced. Remember the tips in this article to make sure you are eating nutritiously and serving your body well.Plan menus a week in advance. This gives you the chance to make sure you have well-balanced meals. If you lack something one day you can purposefully add extra into the following day. Having a plan also cuts down on quick, and usually bad decisions such as fast food and take-out meals.When planning your meals for the week, use common sense. While most people do not have the benefit of a certified nutritionist, the majority know when they have eaten too many fast food meals or unnecessarily large portions. Since it is okay to eat out once, maybe twice per week, use your best judgment.Even if you are treating yourself to a restaurant meal there is still no reason for you to go overboard with the amount of fat and calories you consume. Restaurants are notorious for giving out large portions, so you should eat half your entree and save the other half for the following day.You will want to avoid eating out as much as you can to maximize your nutrition plan. When you eat out at a restaurant or fast food place, you?re likely to be taking in foods that are extremely high in sodium and fat. The fact is that if you aren?t making the food yourself then you just don?t know for sure what is going into it. The safest best is to stay home and cook your own healthy meals.Having a proper diet goes a long way with health; if you are eating the rightsthings and making sure you have low cholesterol, salts, sugars, and fats, it is guaranteed that you will feel better. Remember the tips in this article to maintain a good diet and eat nutritiously.

Now a low calorie meal can be low cost as well, with chuckecheese printable coupons and 100 tokens for 10 dollars .

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Benefits Of Plastic Surgery After Weight Loss

?????????????? Many people who have ?lost 100 pounds or more are overjoyed at their successes, but may be dismayed that their body does not have a better shape and tone. With plastic surgery after weight loss
, it is possible to remove loose, heavy folds of skin and improve the shape and
tone of tissue in the arms, thighs, breasts, buttocks, face, and abdomen. A
variety of cosmetic surgeries can help people gain a trimmer, firmer shape:
Body contouring (body lift surgery), tummy tuck (abdominoplasty), buttock
augmentation, breast lifts, and arm lifts.
?????????? Body lift surgery is one of the most common procedures to improve the body???s appearance subsequent to weight loss surgery. It is also long lasting and the person???s weight is kept stable. During a body lift after weight loss , the cosmetic surgeon makes an incision along the abdomen and then removes excess, sagging skin ??? lifting and tightening the buttocks, abdomen, waist, hips, thighs, and arms in one procedure. Liposuction is often used to remove fat and improve the body contour. Buttock augmentation may also be done because the buttocks are often flatten with extreme weight loss. Body lift or body contouring surgery can dramatically change a person???s appearance, and the results are permanent, except for the little natural firmness that is lost with age. Body lifts are not without some risks though. The higher one???s BMI (body mass index), the more likely there will be complications. Possible complications of ?body lifts include bleeding, infection, tissue death, abnormal scars, and formation of a seroma ??? a mass or lump that results from fluid build-up in an organ or tissue. However, for most people, the result is a smoother, more normal body shape.

????????????? A ???tummy tuck??? is often performed as part of a body lift surgery ??? to remove fat and skin, and in some cases help tighten one???s abdominal muscles, creating a firmer, smoother abdomen. A tummy tuck can help flatten a person???s stomach when diet, exercise, and weight loss have not done enough. A full tummy tuck involves a large incision from hipbone to hipbone, around the naval. The surgeon can then manipulate the skin, tissues, and muscle ??? and repair weakened abdominal muscles. In some cases, a second incision may be required to remove excess skin on the upper abdomen.

??????????? ? A breast lift is also sometimes performed along with body lift surgery. If a person???s breasts are sagging, a breast lift can help to lift, firm, and reshape them. During a breast lift, excess skin and tissue are removed, and the nipple is repositioned higher on the chest. Some women may also need breast implants to improve the breast???s shape. Good candidates for plastic surgery after weight loss include those whose weight is stable, those who don???t have medical conditions that impair healing or increase risk of surgery, have a positive outlook and realistic goals from the surgery, and those who are committed to proper nutrition, fitness, and an overall healthy lifestyle.

About the Author

Body lift surgery Los Angeles is one of the most common procedures to improve the body???s appearance subsequent to weight loss body lift.It is also long lasting and the person???s weight is kept stable.

Article Directory Source: http://www.articlerich.com/profile/sandytom/275680

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The Relationship Saviors: Free Relationship Recommendation

Love, it?s the biggest give of God. Anybody capable of loving have to be happy with himself or herself, as a result of not everybody feels it. Love actually is an explainable feeling. You transcend your standard habits while you really feel your heart pumping for someone special. Nothing is heavenly in this earth when two couple submit themselves with the glory of love relationship.

Relationship is a connection between present individuals bonded by love. It?s the so-known as commitment to love. It is an settlement of two events both feeling in love with every other.

Sadly, relationship could come to a phase the place each parties would possibly feel cheated, confused or unloved. Of course, relationship always have it downfall. It does not run easy in any respect times. You might need a combined up ideas on how one can strengthen love, make your relationship work and overcome challenges of relationships. You may be wondering if your relationship can still be saved. Nicely, there may be all the time Cupid after all.

Luckily, there are many self-informatory websites about handling relationships. Many free relationship advisers can be found online. You are asking a few savior, right here they arrive, your ?Love Advisers?. In just a click on away, you might be in front of nicely-skilled love experts.

If you are having a tough time to figure out your relationship, taking recommendation from love consultants is usually a nice help. These people are the ones you?ll be able to lean on in occasions of confusions. Comprehensible, we humans encounter issues coping with love and other forms of emotion in relationships. Don?t be ashamed to ask questions. It is the only strategy to get answers and solutions.

In case you are looking for the best relationship adviser, who can remedy your love relationship issues, you have to search for the next standards to which you?ll assess the quality of service and advise that they cater. They need to cover the following topics.

. Expertise on relationship and meeting . Readiness to a relationship . Dating suggestions . Awareness to the self-esteem and self-awareness when it comes to courting and relationship . Your needs and desires in terms of love and relationship . Data to verbal and non-verbal communication of a relationship . Gaining again a love lost . Relationship-phobias . Advice on relationship . Advice on singles . Compatibility of reverse intercourse

Your chosen love and relationship adviser must be nicely experienced on dating and relationship problems. They have to be using each single love drawback that you?ve got to be able to give the precise, effective love intervention.

After all, relationship isn?t that straightforward to handle. You?ll be coping with emotions and the way it?s going to meet one another?s standards. In actual fact, dedication and love relationships can be the most difficult take a look at of life. You need to be taught the basics in handling a relationship. Issues could fall out of hand, in the event you have no idea how to hold it.

These free relationship advisers gives you all of the solutions to all of your boggling questions on love. Hundreds upon thousands of free relationship advisers are available online.

You simply must take time to search for one of the best adviser you possibly can get. It?s as much as you if you want to avail for the advices that may serve as the savior for making your relationship survive through out the time.

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Complete The Decor Of A Space With Desi - Complete The Decor Of ...

Do you have symptoms of headaches? If that's the case, have you ever deemed that the trigger may be a thing as straightforward as bad lighting?

All of us seem to just accept that the lighting in our properties, offices and even shops is adequate and appropriate for everyone and for the activities we perform. Even so, perhaps these lights are giving off either an excessive amount of or not enough light for our needs and may be contributing to poor visual performance and general wellbeing. Everybody responds differently to various kinds of lighting and it's important to find what is comfy for you.

Pendant lighting is typically utilized in most rooms, but these may possibly not supply enough light for your needs and can create shadows within the area.

Why not take a look at your home lighting and think of how suitable it's for your requirements.

If you do a whole lot of reading, you may wish to think about investing in some table lamps or floor lamps to minimize eye strain and help visual comfort. Or maybe a swing arm lamp could be the answer to obtain sufficient light to your favorite reading chair.

There are lots of different bulbs that may offer soft, bright or coloured lighting. These can be used to create different atmospheres and can even set the mood for a room. You could also think about getting a dimmer switch installed. Not only does this allow you to control the amount of light you have within a room but it may also conserve power as well.

The light fitting which you pick may also finish a room decoratively and with a lot of various types to choose from there is surely some thing for each taste and requirement. From grand and beautiful crystal chandeliers and designer lighting, like Ralph Lauren lighting, to the easy ceiling lights and wall lamps which offer a practical solutions to obtaining the correct light for the area. To liven up wall lights why not try adding wall sconces which fit behind the light and give that finishing touch.

As soon as you've decided to enhance the lighting inside your property why not take a look at http://www.circalighting.com who can offer a vast range of lighting choices from designer lamps such as Ralph Lauren lights, picture lights, lantern lighting, bathroom lighting and exterior lights. Also offered are a wonderful range of shades and net specials; and they offer you totally free delivery inside the Continental US as well.

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Personal Loan from Firstamerigo | vuejardin.com

There is nothing new for people who often get into bad credit, poor planning that holds the budget for the use and misuse of credit cards. For this basic reason, it would be very difficult to hit an individual with a good credit lately. Financial institutions have been unable to most people with better credit records are eligible for installment loans received and those of other species and so, banks and other financial institutions began to offer personal loans for people to find bad credit, with increased interest and amortization complex strategies.

In addition, obtaining loans granted by lenders start here as finance companies and is sometimes a challenge because they are still a lot of requirements when they go to apply for the loan. However, there are some ethical, reputable companies such as firstamerigo.com that repayment problems people bad credit loans and provides believes interest rates more affordable and easy steps repayments on loans for people bad credit. Many people who suffer from terrible credit records firstamerigo.com stopover for obtaining simple personal loans for bad credit and the lending process, no paperwork and documentation of abuse, except that the client application online, and be approved loan amount will be deposited in the account of borrowers in no time. >>Firstamerigo.com to use these loans is very simple, click on get started with loans and credits to stay away from your financial burden.

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Saturday, May 19, 2012

SpaceX Dragon to Soar to Launch History on Falcon's Wings

When the SpaceX Dragon capsule blasts off from Cape Canaveral Air Force Station atop the company's Falcon rocket Saturday morning, it will be doing more than just setting off on another cargo-laden trip to the International Space Station. Rather, as the very first commercial attempt ever to fly to the ISS, this test launch will be making history.

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Pacific Coast Commercial | Financing ? Capital Markets 2012 ...

May 17, 2012

Many economic issues converged late last year to slow commercial real estate?s recovery. In addition, the uncertainty of vintage commercial mortgage-backed securities loans coming due this year and for the next several years has buyers, sellers, and investors speculating on the continuing availability of capital.

To get a clearer picture of the capital markets? activity this year, Commercial Investment Real Estate asked an economist and two mortgage banking executives to weigh in on the subject.

Participants

George Ratiu is manager of quantitative and commercial research for the National Association of Realtors in Washington, D.C.

David Rifkind is principal and managing director for George Smith Partners, a real estate investment banking firm located in Los Angeles.

James R. Kirkpatrick, CCIM, is vice president of production for Grandbridge Real Estate Capital in Houston.

More than $55 billion in CMBS loans are set to mature this year, the most of any year to date, according to Standard & Poor?s. Of them, $19 billion are five-year loans originated in 2007, at the height of the market. How is this going to affect the lending environment for commercial real estate in San Diego?

George Ratiu: The main impact of maturing debt will be felt in the banking sector, which has had to contend with these loans for the past three years. And based on both bank practice and regulator guidance, banks have been extending or restructuring loans based on multiple factors, such as asset performance, market, and management. Overall, given banks? post-financial crisis aversion toward commercial loans, the lending environment will likely remain tight in 2012, with private and equity capital continuing to serve as the main source of funding.

David Rifkind: 2012 is the beginning of the refinance wave, fueled by historically low interest rates. The peak will be somewhere between fourth quarter 2013 and second quarter 2014. Every healthy lender is prepared to compete for a piece of this business. We are actively tracking maturities for our clients. This is the leading theme of the mortgage banking business for the near and intermediate term.

Jim Kirkpatrick, CCIM: The bottom line is that in a yield-hungry world, real estate is looked upon favorably. A lot of lenders are under allocated in real estate and we are seeing new CMBS platforms emerging. Assuming continued economic growth, the lending environment for the foreseeable future should remain strong.

As this tsunami of loans continues, reaching its peak in 2017, will it have any other effects on the San Diego commercial real estate leasingmarket? Will specific capital sources, cities/regions, or property types be affected?

Ratiu: Some of the effects have been manifesting over the past year. Capital has been chasing high-quality, stabilized properties in gateway cities such as New York, Boston, San Francisco, Washington, D.C., and Chicago. This has led to an increase in prices in these markets and a decline in capitalization rates.

Secondary and tertiary markets have been contending with a lack of financing due to the underlying strength of local economies and weaker fundamentals. As the supply of investment-grade properties in top markets dwindled, some secondary markets became attractive to investors looking for higher yields. A broad improvement in macroeconomic conditions will likely boost this trend, providing increased flows of capital to these markets.

Rifkind: The maturity wave is drawing money and attention back to the commercial real estate markets. Three themes are converging to create what may become a powerful new market cycle. First is low rates/liquidity: Capital is aggressively seeking yield at every point on the risk curve. Banks must book positive loan growth and many are aggressive. Life companies and pension funds have reallocated large amounts of capital to commercial real estate. CMBS wants to come back and be a force in the real estate capital markets. Opportunity funds and real estate investment trusts are innovating to participate higher up in the capital stack.

Second is the return of fundamentals. Rents and occupancy levels are stabilizing in many markets. With little new supply over the past five years, there is a solid case for a positive trend in property performance. The distress theme is still relevant and there will still be transactional opportunities motivated by debt maturities. This is especially true for properties in markets where fundamentals have not yet recovered to a level to qualify for loans from the primary debt providers.

There is enough liquidity to address the capital needs of the market going forward. As long as the underlying fundamentals continue to improve, we should see a robust recovery in many markets.

Kirkpatrick: I am based in Texas and we have been blessed with a strong economy and the accompanying job growth. Going into the recession, we had very little overbuilding so our real estate markets are in fairly good shape. Most of the refinance opportunities we are seeing will underwrite and those that don?t can mostly be accommodated with some of the new mezzanine platforms that are coming out. In other words, the owner does not need to write a check to get their loan refinanced.

I wish I could say our good fortune extends across the country, but my guess is that it doesn?t. Those loans maturing in 2012 that were originally highly leveraged or with little to no amortization over the term and in regions of the country with limited economic growth/high unemployment are probably going to require the infusion of some fresh equity to get them refinanced. Therefore, by extension, the ability of ownership to write these checks could impact real estate values.

What other factors are affecting the capital markets this year?

Ratiu: The European banking concerns will likely remain a major factor for U.S. capital markets. Some U.S. banks do have exposure to European sovereign debt, which will likely impact their overall willingness to extend capital for commercial projects. In addition, the Dodd-Frank Act and the yet-to-be drafted regulations will continue to provide a source of uncertainty in 2012, as regulators work to enact and implement new rules. Against this backdrop, commercial banks are expected to remain cautious on commercial lending.

Rifkind: The leading factors are macroeconomics and politics. These are the same factors that have provided head winds for the past six months. How the European liquidity crisis plays out is important. The upcoming U.S. elections are important.

Kirkpatrick: Where are interest rates going? I tend to side with the camp that says interest rates have to go up, but as I write this, the benchmark 10-year Treasury is 1.97 percent, virtually unchanged from August when Standard & Poor?s downgraded U.S. credit. Sticking to my guns, when rates do go up, a steady climb can be accommodated, but sharp spikes, particularly in some of the short-term money such as Libor, could wreak real havoc.
In addition, continued growth of the CMBS markets will affect capital markets, but more to the point, what is the underwriting that will be necessary to drive this growth?

Will buyers and investors in commercial real estate in San Diego?have difficulty finding financing in 2012?

Ratiu: Given the 2011 bifurcation in commercial markets along property values, buyers at the top end of the market will continue to find access to financing in 2012. With record amounts of cash and the ability to issue bonds or equity for financing, large corporations and equity funds are expected to remain active in the market this year. Buyers at the other end of the valuation spectrum will likely encounter a similar environment in 2012 as last year: restricted capital availability, relatively tight underwriting standards, and a higher risk aversion on the part of lending institutions.

Rifkind: Buyers will have less difficulty finding financing this year. Qualifying for new loans will remain difficult for some. Credit requirements remain strict. Borrowers need strong reserve liquidity and credit to obtain loans. Property level underwriting is also very conservative and leverage will remain relatively low, requiring a larger equity contribution from the buyer. Ultimately, this is healthy for the markets and I hope lenders will continue with disciplined underwriting standards as competition for loans heats up.

Kirkpatrick: There should be plenty of money available to refinance those loans coming due, as well as to finance new acquisitions or development. At the end of the day, the real question is whether or not the owner/borrower is prepared for all of the scrutiny associated with borrowing in today?s environment.

While the general economy seems to be recovering at a quicker pace than originally predicted, commercial real estate activity retreated during the second half of 2011. What is the cause of the disconnect between the two? What factors may spur a similar uptick in San Diego commercial real estate leasing?s recovery this year?

Ratiu: Commercial real estate investment activity tends to be more sensitive to developments in financial markets. As the European sovereign debt crisis unfolded, it took a darker turn in the second half of the year. Concern of a resolution moved farther away, prompting capital markets and investors to scale back the pace of acquisitions.?In addition, until the tail end of the year, stubbornly high unemployment figures remained at the forefront of economic news, as signs of a robust recovery proved feeble. Moreover, actions in the international and political environment added reasons for investor concern.

For 2012, a continuing rise in economic growth coupled with improving fundamentals in commercial markets would go a long way toward shoring up last year?s moderate rebound. In addition, the prospect of the resolution of the presidential election cycle is likely to provide a clearer medium-term horizon for investors.

Rifkind: I don?t see a disconnect. The U.S. economy slowed significantly in the second half of 2011. Commercial real estate activity also slowed down from its initial burst of activity. Capital markets? volatility came into play in the middle of 2011 with the debt ceiling debate and the downgrade of the U.S. debt rating. This was followed closely by Greece and the EU liquidity crisis. This raised the caution flag and slowed activity.

Commercial real estate is a long-term store of value and not a quick trade. It is difficult to view it with a short-term lens. Recoveries are not always linear. 2011 was no exception. The market healed significantly in 2011 and this trend will continue.

Kirkpatrick: In my opinion, the disconnect between the improving economy and the retreat of commercial real estate activity was the result of two factors. Too much money was chasing those deals that came to market. With all of this competition, the result was predictable: Prices increased and yields fell. In the latter part of 2011, I think many investors decided to take a step back to see if rent growth would actually materialize to justify the going-in yields being paid.

Then, after a fast start in 2011, the CMBS market stumbled ? many of the new CMBS platforms shut down, some commitments were not honored, and for those that remained, spreads widened dramatically. The message here is that CMBS is an important part of the commercial real estate equation.

The good news is that the U.S. economy continues to improve. Jobs are being added, which in turn will lead to increased demand for commercial real estate. It will just be a matter of time before investors return to the market. On the debt side, CMBS has settled down. Spreads have come in and investors seem to have reached a comfort level with current underwriting. Banks and life insurance companies seem to be actively pursuing new lending opportunities. I wouldn?t look for a return of 2006, but 2012 has the makings of being a solid year for commercial real estate.

Source: This article was edited by Sara Drummond, executive editor of Commercial Investment Real Estate. CCIM Institute

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Friday, May 18, 2012

In-home care in Burlington, NJ

There is no mistaking that most senior citizens, as they age, would like to remain as independent as possible, and this often includes staying in their homes as their need for personal care and medical services increases.

According to a survey by AARP called Home and Community Preferences of the 45+ Population, most adults want to grow older living in the home and community they know. Of the 1,616 respondents who participated in the survey, three-quarters strongly agreed with the statement, ?What I?d really like to do is stay in my current residence for as long as possible.?

In the same survey, when respondents were asked about the different aspects of their community and how important they are, two-thirds said that being near friends and family is extremely or very important to them, as well as being near places that they visit, such as grocery stores, doctors? offices and the local library.

?(Home) is a known quantity. Your family is around you, your community is around you. It?s not a sterile, institutional situation; you?re not just a bed in a room,? explained AARP spokeswoman Christina Clem.

Of course, there is that ubiquitous baby boomer generation that is going to have its hands in defining the future of in-home care as well. There are about 6 million seniors age 65 and older who need daily assistance, 4.6 million in the community and 1.3 million in nursing homes, according to the AARP Public Policy Institute. But because of the boomer generation, these figures are going to keep rising.

The number of Americans turning 65 or older is occurring at a rate of about 8,000 per day. By the year 2025, there will be 72 million boomers, which is more than double the 35 million in 2000.

And they aren?t exactly shy about asking for what they want.

As Clem put it when referring to the growing push for more government and community support for home care: ?The baby boomers say they want to stay in their home, and they?re very vocal that they will advocate for it.?

They also are getting more educated about what home-based care entails, in many cases because they are looking for ways to meet the needs of their own elderly parents.

Continue reading here

Assisted Living At Home is a home care company servicing Burlington County, Camden County and Gloucester County with a primary focus on care for Alzheimer?s/dementia care for individuals in their home.

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Five Tips for Comparing Satellite TV Technology Between Providers

When you compare satellite TV providers, you need to look beyond price alone and consider the quality of the satellite TV technology they offer. Ease of use, reliability, signal quality, and type of contract options are just as important as price, although, of course, price matters too. The tips below will help you select the provider that is right for your needs.

Tip 1: Don't Pay for What You Don't Use

Anything you don't watch is a waste your money, no matter how cheap it is. Make a list of what you actually watch before comparing providers. Be realistic. If the only time you watch classic movies are a few times a year when your parents visit, consider getting them on a pay-per-view basis or renting them just for the holidays.

Tip 2: Choose Your Channels

Make sure that the package you select includes all the channels you want; different satellite TV providers offer different selections of channels.

Tip 3: Choose Your Viewing Spaces

The single television in the living room watched by the entire family at the same time (and the fights over who held the remote) went out when "Leave it to Beaver" went off the air.

In a more typical family, you might have one parent watching golf, another watching a cooking show, the teen watching an "Idol" show and a young child watch cartoons, and perhaps a movie and a news magazine program being recorded in the background. The technology of your satellite TV system needs to be able to supply you with a hub that can support multiple simultaneous viewing activities and locations.

Tip 4: Ease of Use Matters

If it takes so long to click through menus that your show is almost over by the time you get to the right screen, you won't be a happy customer. When you are comparing providers of satellite TV systems, look at their software as well as their hardware offerings.

Tip 5: Quality Matters

If you have invested in a big screen HD TV and good speakers, you want the sound and image quality you`ve paid for. The quality of the satellite TV technology you`re using will affect your overall viewing experience. Thus when you compare satellite TV providers, you need to consider whether they can supply premium quality sound and images to all the rooms of your house where people are watching Satllite TV.
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Thursday, May 17, 2012

North Korea resumes work on nuclear reactor: report

SEOUL (Reuters) - North Korea has resumed construction work on an experimental light water reactor (ELWR) in a move that could extend its capacity to produce more material for nuclear weapons, website 38North reported on Thursday.

Based on April 30 satellite images, work halted in December at the reactor had now re-started, said the website (http://38north.org), run by the U.S.-Korea Institute at Johns Hopkins University and former U.S. State Department official Joel Wit.

The construction activity comes as Pyongyang has stepped up progress towards conducting a third nuclear test, perhaps using highly enriched uranium for the first time, despite warnings from the United States and China.

"Pyongyang's construction of an ELWR ? which the North Koreans have indicated is the prototype for additional reactors ? as well as a uranium enrichment facility at Yongbyon, is an important indication of the North's intention to move forward with the expansion of its nuclear weapons stockpile in the future," 38North said.

It said the reactor could be operational in 1-2 years and that North Korea had almost completed the reactor containment building, based on the satellite images.

North Korea says it needs nuclear power to provide electricity, but has also boasted of its nuclear deterrence capacity and has traded nuclear technology with Syria, Libya and likely Myanmar and Pakistan.

It became the first country to withdrew from the Nuclear Non-Proliferation Treaty in 2003 and has denied international inspectors access to its nuclear facilities, reneging on a February 29 deal to do so after it announced plans to launch a long range rocket, in defiance of U.K. Security Council resolutions.

TWO PATHS TO NUCLEAR WEAPONS

North Korea is not presently making any plutonium, but may be producing highly enriched uranium, according to nuclear expert Siegfried Hecker, who was shown centrifuges for use in an enrichment program by North Korea in 2010.

38North said the new ELWR, when operational, could produce enough material for an additional nuclear bomb each year.

A highly enriched uranium program running alongside this could allow North Korea to significantly increase the number of nuclear devices it could produce, giving it a dual track to nuclear weapons as the country has big reserves of uranium.

Hopes for a rapprochement between North Korea, under its new leader Kim Jong-un, and Washington were dashed by the April rocket launch, which Washington says was aimed at developing technology to mount a nuclear warhead on a missile.

Key to whether North Korea presses ahead with a third nuclear test is China, the main economic and political backer for the isolated state that is one of the most sanctioned in the world.

China chided North Korea over the rocket launch and has warned of the consequences of a third test, but unless it chooses to cut off economic aid and trade it has little leverage.

It condemned North Korea's first nuclear test in October 2006, carried out in defiance of China's public pleas, and it supported a U.N. resolution that authorized sanctions. It backed sanctions again after the North's second test in May 2009.

In 2003, China briefly cut off fuel to North Korea after a missile test, but it cited technical problems.

The timing of any third test is not yet clear, but satellite images have shown tunneling at the site of previous tests.

A senior official with close ties to both Pyongyang and Beijing recently told Reuters that the test could be readied soon.

(Created by David Chance; Editing by Michael Perry)

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Foreclosures in Centerville Georgia 31028 ? April 2012

Looking for a good deal on Centerville real estate? ?If so, check out the available Foreclosures in Centerville Georgia 31028.

Currently, there are only?5 Centerville Foreclosures on the market, ranging in price from $32,900 up to $209,900 and square footage from 1,110 up to 2,641.

In April, 2 new Centerville Foreclosures hit the market. The details for these new properties is as follows (address, price, heated sq feet, subdivision, year built):

503 St Marlo Drive, $194,900, 2520, Eagle Springs ? Tivoli Gates, 2004
111 Pembroke Point, $209,900, 2510, Eagle Springs ? Brentwood, 2005

For a complete list of available Centerville GA Homes For Sale, visit Homes for Sale in Centerville or call me at (478) 960-8055 (C) / (478) 953-8595 x227 (O) so we can discuss your housing needs.

Foreclosures in Houston County Georgia

Bonaire GA Foreclosures ? 31005

Byron GA Foreclosures ? 31008

Centerville GA Foreclosures ? 31028

Jeffersonville GA Foreclosures ? 31044

Kathleen GA Foreclosures ? 31047

Perry GA Foreclosures ? 31069

Warner Robins GA Foreclosures ? 31088

View Foreclosures in Centerville Georgia 31028 ? April 2012 in a larger map

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